Indebted

I made the mistake of telling my mother I have credit card debt. As I get older, I keep having these moments with my mother where I think honesty is better than quiet agreement...I'm pretty sure I've been sorry every single time. 

A wise friend once told me that when it came to my mother, if I was being honest just because I didn't care, that was one thing, but that if I found myself wanting to be honest in an attempt to change her mind about something, it probably wasn't worth it. So true.

So yes, the credit card debt. I'm not happy about it. Not proud if it. But, hey, shit happens. We make choices, we live with the consequences. To my mother, however, admitting that I do not pay my credit card in full every month is the equivalent of telling her that I have an illegitimate baby in my basement. Seriously. It's like she can't even look at me lately without being reminded of the sins I have committed. 

Despite being an adult and having gone through enough therapy to know that she has unrealistic expectations, my mother's disdain threw me into such a tizzy of anxiety that I considered deleting the rest of my 40 by 40 list and replacing it with "Pay off credit card." I didn't, of course. But seeing as neither my husband or I are on the fast track to increasing our incomes dramatically, I might need to push those trips to Paris, Italy and Joel Robuchon to my 50 by 50 list...hello, living within my means. 

These are not real problems, I realize. It's just me accepting that living on a single income is not the same as living on a dual income. It's just me applying what I logically know to be true to my emotional desire to err on the side of fun rather than fiscal responsibility. It's the whole live-for-the-moment dilemma, right? Because to truly live like there is no tomorrow is only fun until you wake up and realize there are a whole lot more tomorrows and you've got bills to pay. Sigh. Responsibility is a bitch. 

On the bright side, this will force me to resurrect my efforts to invite people over more and eat out less. And not impulse buy at Target. And not plan vacations until I can afford to do so. Ok, that last one makes me cry a little. 

Poor little vacationless me against the big, bad credit card company. I will be triumphant. And it will be worth it. And all the world's creatures will rejoice in the knowledge that there is more than one way to live your life -- no matter what my mother thinks.